L-R; Ladi Ene Garba, Head, Commercial Banking, Polaris Bank; Njideka Nwabueze, Head, Retail Banking, Polaris Bank ;Abubakar Usman Bello, the Executive Director, North & Public Sector, Keystone Bank and Mathew Oji, Product Strategy, Polaris Bank at the MSME Digital Bank award ceremony in Lagos recently.